Live the Gulf Life on Florida’s Emerald Coast

Townhome

623 Fernwood Street C

Panama City Beach, FL 32407

MLS#: 1001953

$788,950

Status: Active
Listing number: 1001953
Listing provided by: ListWithFreedom.com
Listing agent phone: None
Last update: 15 hours ago
New on site 1 day ago
Browse Properties
BAHAMA BEACH - Residential

Property

Beds

4

Full Baths

3

1/2 Baths

None

Year Built

2004

Sq.Footage

2,600

No HOA. Move In Ready!. Duplex. Renovated 2025. 3 Bedroom & 3 Bath Residence plus Efficiency Studio/Full Bath. Three story residence has an open living/dining/kitchen. The home features a brand-new roof, new exterior paint, and fresh interior paint. Fully furnished home with new coastal décor, renovated to meet code, and situated less than two blocks from the white sands of the Gulf of America and its emerald waters! The main residence with spacious 3 large bedrooms, 3 full bathrooms & multiple decks to relax & enjoy the gulf views & beautiful sunsets! One car garage/storage. In addition to the main residence, a cozy efficiency studio with a fully fenced backyard & private entrance is located on the ground level. Only 30 minutes to the airport.

Features & Amenities

Interior

  • Other Interior Features

    Breakfast Bar

  • Total Bedrooms

    4

  • Bathrooms

    3

  • Cooling YN

    YES

  • Cooling

    Central Air, Ceiling Fan(s), Electric

  • Heating YN

    YES

  • Heating

    Central, Electric

  • Pet friendly

    N/A

Exterior

  • Garage

    Yes

  • Garage spaces

    1

  • Construction Materials

    Frame, Stucco

  • Patio and Porch Features

    Patio, Covered

  • Pool

    No

Area & Lot

  • Lot Features

    Level

  • Lot Size(acres)

    0.06

  • Lot Size(square feet)

    2613.6

  • Property Type

    Residential

  • Property Sub Type

    Townhouse

  • Architectural Style

    Townhome

Price

  • Sales Price

    $788,950

  • Zoning

    Resid Single Family

  • Sq. Footage

    N/A

  • Price/SqFt

    N/A

HOA

  • Association

    No

School District

  • Elementary School

    Hutchinson Beach

  • Middle School

    Surfside

  • High School

    Arnold

Property Features

  • New Construction

    NO

  • Sewer

    Public Sewer

  • Water Source

    Public

Schedule a Showing

Showing scheduled successfully.

<
>
IN PERSON
VIA CHAT

What is 3 + 4 ?


Change time

Mortgage calculator

Estimate your monthly mortgage payment, including the principal and interest, property taxes, and HOA. Adjust the values to generate a more accurate rate.

Your payment

Principal and Interest:

$

Property taxes:

$

HOA fees:

$

Total loan payment:

$

Total interest amount:

$

Location

County

Bay

Elementary School

Hutchinson Beach

Middle School

Surfside

High School

Arnold

Listing Courtesy of Ralph M Harvey , ListWithFreedom.com

RealHub Information is provided exclusively for consumers' personal, non-commercial use, and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. RealHub website owner shall not be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

Agent Celeste Rustin

REALTOR®

Celeste Rustin

Call Celeste today to schedule a private showing.

(850) 238-9595

Celeste@GulfLifeGo.com


* Listings on this website come from the FMLS IDX Compilation and may be held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work please click here to review our DMCA policy and learn how to submit a takedown request.© 2024 FMLS.
No HOA. Move In Ready!. Duplex. Renovated 2025. 3 Bedroom & 3 Bath Residence plus Efficiency Studio/Full Bath. Three story residence has an open living/dining/kitchen. The home features a brand-new roof, new exterior paint, and fresh interior paint. Fully furnished home with new coastal décor, renovated to meet code, and situated less than two blocks from the white sands of the Gulf of America and its emerald waters! The main residence with spacious 3 large bedrooms, 3 full bathrooms & multiple decks to relax & enjoy the gulf views & beautiful sunsets! One car garage/storage. In addition to the main residence, a cozy efficiency studio with a fully fenced backyard & private entrance is located on the ground level. Only 30 minutes to the airport.

623 Fernwood Street C

Message successfully sent.

What would you like to know?

What is 3 + 4 ?

Related Properties

None
#975922

Panama City Beach

11347 Front Beach Road 1111

2 Beds

2 Baths

1,317 Sq.Ft.

$640,999

MLS#: 975922

None
#975926

Panama City Beach

11619 Front Beach Road UNIT 403

3 Beds

3 Baths

1,573 Sq.Ft.

$690,999

MLS#: 975926

Coastal Comfort & Resort Luxury at Edgewater Beach Resort! Don't miss this beautifully updated 2-bedroom, 2-bathroom condo in the iconic Edgewater Beach Resort. With 1,317 square feet of thoughtfully designed living space, this unit features tile flooring throughout, along with new cabinets and countertops in both the kitchen and bathrooms—offering a fresh, modern coastal feel. Located in Tower 3, this unit provides easy access to the beach and stunning Gulf views, all while placing you just steps from the resort's incredible amenities and activities. Edgewater Beach Resort is a true destination with 11 sparkling pools (including a large Polynesian-style pool overlooking the Gulf and 10 heated seasonally), 4 hot tubs, a kids' splash pad, and waterslides. Stay active with a fully equipped fitness center, executive par-three golf course, 10 plexi-cushion tennis courts, 10 shuffleboard courts, 5 pickleball courts, and a basketball court—plus so much more. During the summer months, enjoy on-site activities, family events, and live entertainment. The resort also features 24-hour gated security, Paradise Pizza, and Oceans Restaurant for beachfront dining. Convenience is at your fingertips with the Edgie's Beach Store, which includes a Starbucks, ice cream shop (open seasonally)—perfect for grabbing a treat or shopping without ever leaving the resort. Whether you're seeking a relaxing beach getaway, a full-time residence, or a top-tier vacation rental, this condo offers the perfect mix of comfort, location, and resort-style living on the Emerald Coast.
#772993

Panama City Beach

11347 Front Beach Road 1111

2 Beds

2 Baths

1,317 Sq.Ft.

$640,999

MLS#: 772993

New on site today
Experience one of the most desirable layouts at the Shores of Panama - 1103 is the E floor plan with a wraparound balcony and unobstructed Gulf views. Also rare, is this residence conveys with TWO DEEDED PARKING SPACES, one on the same floor (Level 11) and an additional space on Level 12. Sold fully furnished, this turn-key unit is ready to enjoy, rent, or both. Designed to live like a 3-bedroom, this residence features 2 primary suites, one is Gulf front with direct balcony access. It also features a large bunk room and 2.5 BATHS. This unit has demonstrated impressive rental performance generating approximately $70,000 in 2024, and $78,000 for 2025. Shores of Panama is one of Panama City Beach's premier Gulf-front resorts, known for its iconic 14,000sf Gulf front lagoon pool, featuring zero-entry access, tropical palm-lined islands, fountains, and an expansive beachfront hot tub. Additional amenities include an indoor heated pool and spa, 24-hour fitness center, seasonal tiki bar, covered parking, and on-site security. The location places you in the heart of it all--adjacent to Pineapple Willy's for beachfront dining, and just across the street from Laketown Wharf offering a variety of restaurants, coffee shops, entertainment, and retail. Nearby attractions include Pier Park, Topgolf Panama City Beach, and Pirates Voyage Dinner & Show, with continued growth and new venues enhancing the area's appeal. Whether you're seeking a primary residence, second home, or high-performing income property, this is a standout opportunity in one of the Gulf Coast's most recognizable resort destinations. All information, including dimensions and HOA details, is deemed reliable but should be verified by buyers if important.
#1001972

Panama City Beach

9900 S Thomas Drive UNIT 1103

2 Beds

2 Baths

1,131 Sq.Ft.

$639,000

MLS#: 1001972

New on site today
Experience one of the most desirable layouts at the Shores of Panama - 1103 is the E floor plan with a wraparound balcony and unobstructed Gulf views. Also rare, is this residence conveys with TWO DEEDED PARKING SPACES, one on the same floor (Level 11) and an additional space on Level 12. Sold fully furnished, this turn-key unit is ready to enjoy, rent, or both. Designed to live like a 3-bedroom, this residence features 2 primary suites, one is Gulf front with direct balcony access. It also features a large bunk room and 2.5 BATHS. This unit has demonstrated impressive rental performance generating approximately $70,000 in 2024, and $78,000 for 2025. Shores of Panama is one of Panama City Beach's premier Gulf-front resorts, known for its iconic 14,000sf Gulf front lagoon pool, featuring zero-entry access, tropical palm-lined islands, fountains, and an expansive beachfront hot tub. Additional amenities include an indoor heated pool and spa, 24-hour fitness center, seasonal tiki bar, covered parking, and on-site security. The location places you in the heart of it all--adjacent to Pineapple Willy's for beachfront dining, and just across the street from Laketown Wharf offering a variety of restaurants, coffee shops, entertainment, and retail. Nearby attractions include Pier Park, Topgolf Panama City Beach, and Pirates Voyage Dinner & Show, with continued growth and new venues enhancing the area's appeal. Whether you're seeking a primary residence, second home, or high-performing income property, this is a standout opportunity in one of the Gulf Coast's most recognizable resort destinations. All information, including dimensions and HOA details, is deemed reliable but should be verified by buyers if important.
#789195

Panama City Beach

9900 S Thomas Drive 1103

2 Beds

2 Baths

1,131 Sq.Ft.

$639,000

MLS#: 789195

New on site 1 day ago
Positioned at the top of Edgewater Beach Resort's Tower 1, this updated two-story penthouse offers a vantage point that feels both elevated and effortless, where wide gulf views meet the energy of a resort setting below. The main level is designed for connection, with an open kitchen, living and dining area that draws your eye straight to the water. Two bedrooms and two full baths on this floor provide comfort for guests, while recent updates introduce a polished coastal aesthetic with new kitchen cabinetry, granite countertops, tile backsplash and beautifully tiled walk-in showers. A spiral staircase creates a striking architectural moment as it leads to the second-floor suite, where privacy and scale come together. This upper level features an additional bedroom and full bath, along with an oversized private balcony that feels like an entirely separate living space. Overlooking the lagoon-style pool and stretching out toward the gulf, it is an ideal setting for morning coffee, sunset gatherings or simply stepping away from it all. The residence is thoughtfully maintained and fully furnished, with tile flooring throughout, fresh interior paint, a new AC unit and updated living room furnishings. With three bedrooms and three full baths, the layout comfortably accommodates multiple guests while maintaining a sense of separation between spaces. Strong rental history and a turnkey setup position this property as both a personal retreat and a proven investment. Life here extends well beyond the front door. The resort offers an impressive collection of amenities, including a sweeping lagoon-style beachfront pool with waterfalls, multiple additional pools and hot tubs and direct access to white-sand beaches with seasonal chair and umbrella service. Dining options range from casual poolside fare to full-service restaurants, while recreation includes an executive par-3 golf course, tennis courts, pickleball courts and a well-equipped fitness center. A children's splash area and convenient tram service complete the experience, creating a setting that feels both vibrant and self-contained. This penthouse captures the essence of elevated coastal living, pairing thoughtful updates with a rare top-floor position and an outdoor space that truly sets it apart.
#789137

Panama City Beach

11483 Front Beach Road 1205

3 Beds

3 Baths

1,255 Sq.Ft.

$800,000

MLS#: 789137

New on site 1 day ago
Charming beach cottage offering the perfect blend of coastal living, modern upgrades, and energy-efficient features. Located within a gated community featuring a resort-style pool, two dog parks, and a children's play area, this beautifully maintained home combines classic beachside charm with exceptional neighborhood amenities. This home embraces classic beachside charm with thoughtful enhancements designed for comfort, convenience, and long-term savings. From the moment you arrive, you'll notice the well-kept exterior complete with rain gutters and hurricane shutters, providing both curb appeal and peace of mind. A deep water well services the yard irrigation system, allowing you to maintain a lush landscape without impacting your utility costs--keeping the water bill at approximately $100 per quarter. Inside, the home features a functional and inviting layout with the primary suite conveniently located on the main level, offering privacy and ease of access. The master suite serves as a relaxing retreat, complete with a fully renovated bathroom completed in December 2025, featuring updated finishes and a fresh, modern feel. Upstairs, you'll find four additional bedrooms along with a spacious second living area, providing ample room for family, guests, or flexible use such as a media room, playroom, or home office. The upstairs bathrooms were upgraded in 2023, with beautifully tiled showers and sleek glass doors. The home has been further enhanced with hardwood flooring installed in September 2025 throughout the primary bedroom and all upstairs bedrooms, adding warmth and durability. Upgraded closet systems in the primary suite and two additional bedrooms provide efficient and stylish storage solutions. The kitchen is equipped with brand new Samsung Bespoke appliances installed in September 2025, including a refrigerator, oven, and dishwasher, offering both modern design and reliable performance. A RainSoft water softening system, oxygen water system for the washing machine, and reverse osmosis filtration at the kitchen sink and refrigerator ensure high-quality water throughout the home. The washer and dryer are also included for added convenience. Energy efficiency is a major highlight, with solar panels and a Tesla battery backup system significantly reducing utility expenses. With use of the battery system, the electric bill averages approximately $60 per month. Additionally, the garage is equipped with a 240-volt outlet for electric vehicle charging, making it ready for a Tesla or other EV. Step outside to enjoy your private hot tub, perfect for unwinding after a day at the beach or entertaining guests year-round. This outdoor feature enhances the home's relaxing coastal lifestyle. With extensive upgrades, a versatile floor plan, and cost-saving features already in place, this beach cottage stands out as a move-in ready opportunity. Whether you're seeking a full-time residence or a second home this home delivers comfort, efficiency, and coastal charm in one exceptional package.
#789131

Panama City Beach

408 Paradise Boulevard

5 Beds

3 Baths

2,896 Sq.Ft.

$699,000

MLS#: 789131

New on site 1 day ago
Welcome to your fully renovated beach retreat! This 5 bed 3 bath home offers over 2,400 square feet of thoughtfully designed living space. With no HOA, this property provides the freedom and flexibility both homeowners and investors are looking for. Designed with outdoor living in mind, the private backyard oasis features an oversized deck, hot tub, fire pit, and even a volleyball court that is perfect for entertaining guests or maximizing rental appeal. There's also an outdoor shed ideal for storing beach gear, bikes, and more. For those looking to customize, there is plenty of space to add a pool, with the option to convert the volleyball court area into your own private pool retreat... Inside, the home has been completely renovated from top to bottom, offering a fresh, modern feel throughout. Major updates include a new roof, new A/C system, and all new landscaping. Located just 5 blocks from the beach, this home is a quick golf cart ride away from the sugar white sand and has the ability to comfortably sleep 14-16 guests. With rental projections exceeding $80,000 annually, this property is perfectly positioned as a high performing investment, second home, or even full time residence.
#1000116

Panama City Beach

3717 Mystic Street

3 Beds

2 Baths

1,440 Sq.Ft.

$679,000

MLS#: 1000116

New on site 1 day ago
Positioned at the top of Edgewater Beach Resort's Tower 1, this updated two-story penthouse offers a vantage point that feels both elevated and effortless, where wide gulf views meet the energy of a resort setting below. The main level is designed for connection, with an open kitchen, living and dining area that draws your eye straight to the water. Two bedrooms and two full baths on this floor provide comfort for guests, while recent updates introduce a polished coastal aesthetic with new kitchen cabinetry, granite countertops, tile backsplash and beautifully tiled walk-in showers. A spiral staircase creates a striking architectural moment as it leads to the second-floor suite, where privacy and scale come together. This upper level features an additional bedroom and full bath, along with an oversized private balcony that feels like an entirely separate living space. Overlooking the lagoon-style pool and stretching out toward the gulf, it is an ideal setting for morning coffee, sunset gatherings or simply stepping away from it all. The residence is thoughtfully maintained and fully furnished, with tile flooring throughout, fresh interior paint, a new AC unit and updated living room furnishings. With three bedrooms and three full baths, the layout comfortably accommodates multiple guests while maintaining a sense of separation between spaces. Strong rental history and a turnkey setup position this property as both a personal retreat and a proven investment. Life here extends well beyond the front door. The resort offers an impressive collection of amenities, including a sweeping lagoon-style beachfront pool with waterfalls, multiple additional pools and hot tubs and direct access to white-sand beaches with seasonal chair and umbrella service. Dining options range from casual poolside fare to full-service restaurants, while recreation includes an executive par-3 golf course, tennis courts, pickleball courts and a well-equipped fitness center. A children's splash area and convenient tram service complete the experience, creating a setting that feels both vibrant and self-contained. This penthouse captures the essence of elevated coastal living, pairing thoughtful updates with a rare top-floor position and an outdoor space that truly sets it apart.
#1001859

Panama City Beach

11483 Front Beach Road UNIT 1205

3 Beds

3 Baths

1,255 Sq.Ft.

$800,000

MLS#: 1001859

- property

Send a message

Message successfully sent.

Your message

What is 3 + 4 ?

Reason for contacting?

Sign Out

Virtual Assistant

Would you like to take the next step with this property? We can help you schedule a showing or virtual tour, or send you more details.

Yes, I would like more information.

Thank You for Your Reply, One of Our Agents will contact you as soon as possible

No, maybe later.

Thank you, you can always contact me via email, phone number or through the contact form.

Realhub AI

Lucy - Your AI-Powered Realtor

Update Your Temporary Password

Personalize your search

Enter your email and we'll notify you immediately when new listings match what you're looking for.

or enter email address

Already have an account ? Login here

Continue your home search

Already have an account ? Login here

We use cookies

We use cookies primarily for analytics to enhance your experience. By accepting, you agree to our use of these cookies. You can manage your preferences or learn more about our cookies policy.

Privacy Policy Terms of Service