Live the Gulf Life on Florida’s Emerald Coast

Coastal

517 Cove Villa Street

Panama City Beach, FL 32407

MLS#: 790954

$398,000

Status: Active
Listing number: 790954
Listing provided by: Blue Bird Woliver Realty
Listing agent phone: None
Last update: 5 days ago
On site: a month ago
Browse Properties
Emerald Cove Villas - Residential

Property

Beds

3

Full Baths

2

1/2 Baths

None

Year Built

2021

Sq.Footage

1,672

OPEN HOUSE SUN 7/19 11am-12:30PM! FOR SALE OR FOR RENT at $2,900 per month! Great Primary Residence or Short-Term Rental Opportunity in Panama City Beach! This beautifully upgraded 2021 3BR/2BA home offers a split floor plan with tray ceilings in the living room and master suite. Recent updates include new LVP flooring, quartz countertops throughout, tile backsplash, new refrigerator and stove, shiplap electric fireplace, recessed lighting, upgraded plumbing fixtures, and door hardware. Custom wooden shelving has been added to all closets and the pantry for excellent organization and storage. The home is pre-wired for two Tesla chargers and sits on a small, low-maintenance yard with new Zoysia grass and palm trees. Additional storage is available above the garage. As a 2021 build, it benefits from some of the lowest insurance premiums on the beach along with a newer roof, AC, and major systems. The community features one of the lowest HOA fees in the area and includes a dog park. Located less than 1 mile from the marina with boat slips and launch, Navy base, and sports complex, this home is just 3 miles from the Gulf beaches. The nearby sports complex drives strong rental demand from traveling baseball teams and tournaments. Perfect as a personal beach home or for generating income, with a projected annual gross rental income of $42,000. This is a move-in ready gem--reach out today for more details or to schedule a showing!

Features & Amenities

Interior

  • Other Interior Features

    Double Vanity, Soaking Tub, Walk-In Closet(s)

  • Total Bedrooms

    3

  • Bathrooms

    2

  • Cooling YN

    YES

  • Cooling

    Central Air

  • Heating YN

    YES

  • Heating

    Central

  • Pet friendly

    N/A

Exterior

  • Garage

    Yes

  • Garage spaces

    2

  • Construction Materials

    HardiPlank Type

  • Patio and Porch Features

    Covered, Patio, Porch

  • Pool

    No

  • Waterfront YN

    NO

Area & Lot

  • Lot Size(acres)

    0.11

  • Lot Size(square feet)

    4,966

  • Property Type

    Residential

  • Property Sub Type

    SingleFamilyResidence

  • Architectural Style

    Coastal

Price

  • Sales Price

    $398,000

  • Tax Amount

    $2,775

  • Zoning

    Resid Single Family

  • Sq. Footage

    1,672

  • Price/SqFt

    $238

HOA

  • Association

    YES

  • Association Fee Includes

    N/A

School District

  • Elementary School

    Breakfast Point

  • Middle School

    Breakfast Point

  • High School

    Arnold

Property Features

  • New Construction

    NO

  • Association Amenities

    Other

  • Sewer

    Public Sewer

Schedule a Showing

Showing scheduled successfully.

<
>
IN PERSON
VIA CHAT

What is 3 + 4 ?


Change time

Mortgage calculator

Estimate your monthly mortgage payment, including the principal and interest, property taxes, and HOA. Adjust the values to generate a more accurate rate.

Your payment

Principal and Interest:

$

Property taxes:

$

HOA fees:

$

Total loan payment:

$

Total interest amount:

$

Location

County

Bay

Elementary School

Breakfast Point

Middle School

Breakfast Point

High School

Arnold

Listing Courtesy of Kristy A Woliver , Blue Bird Woliver Realty

RealHub Information is provided exclusively for consumers' personal, non-commercial use, and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. RealHub website owner shall not be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

Agent Celeste Rustin

REALTOR®

Celeste Rustin

Call Celeste today to schedule a private showing.

(850) 238-9595

Celeste@GulfLifeGo.com


* Listings on this website come from the FMLS IDX Compilation and may be held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work please click here to review our DMCA policy and learn how to submit a takedown request.© 2024 FMLS.
OPEN HOUSE SUN 7/19 11am-12:30PM! FOR SALE OR FOR RENT at $2,900 per month! Great Primary Residence or Short-Term Rental Opportunity in Panama City Beach! This beautifully upgraded 2021 3BR/2BA home offers a split floor plan with tray ceilings in the living room and master suite. Recent updates include new LVP flooring, quartz countertops throughout, tile backsplash, new refrigerator and stove, shiplap electric fireplace, recessed lighting, upgraded plumbing fixtures, and door hardware. Custom wooden shelving has been added to all closets and the pantry for excellent organization and storage. The home is pre-wired for two Tesla chargers and sits on a small, low-maintenance yard with new Zoysia grass and palm trees. Additional storage is available above the garage. As a 2021 build, it benefits from some of the lowest insurance premiums on the beach along with a newer roof, AC, and major systems. The community features one of the lowest HOA fees in the area and includes a dog park. Located less than 1 mile from the marina with boat slips and launch, Navy base, and sports complex, this home is just 3 miles from the Gulf beaches. The nearby sports complex drives strong rental demand from traveling baseball teams and tournaments. Perfect as a personal beach home or for generating income, with a projected annual gross rental income of $42,000. This is a move-in ready gem--reach out today for more details or to schedule a showing!

517 Cove Villa Street

Message successfully sent.

What would you like to know?

What is 3 + 4 ?

I agree to receive email communication and understand I can unsubscribe at any time.

I agree to be contacted by Gulf Life Real Estate via call, email, and text for real estate services. To opt out, you can reply 'stop' at any time or reply 'help' for assistance. You can also click the unsubscribe link in the emails. Message and data rates may apply. Message frequency may vary. Privacy Policy

Related Properties

ASSUMABLE VA MORTGAGE at 4.75% for a qualified buyer. Welcome to Edgewater Golf Villa 1208, located in the premier Edgewater Beach & Golf Resort. This beautifully updated ground-floor 3-bedroom, 3-bathroom golf villa offers modern coastal elegance and a thoughtful layout designed for both comfortable everyday living and effortless entertaining. Step out onto your private patio and enjoy peaceful views overlooking on of the resort's many ponds with the lush golf course just beyond. Edgewater Beach & Golf Resort is the the only full-service resort in Panama City Beach, delivering an unmatched lifestyle with exceptional amenities, including a beachside lagoon-style pool with poolside tiki bar, 10 additional heated pools, 4 hot tubs, kids splash zone, par 3 golf course, fitness center, tennis, pickleball, basketball and shuffleboard courts, a seasonal resort wide tram service and so much more. Enjoy gulf views while dining at the onsite Ocean's Bar & Grill or grab a quick snack or Starbucks at Edgie's Corner Market. Whether you're seeking a primary residence, a second home, or a turnkey investment property with strong rental income potential, this move-in-ready villa is perfectly positioned to meet your needs. Come experience the best of resort living at Edgewater Golf & Beach Resort.
#790139

Panama City Beach

520 N Richard Jackson Boulevard 1208

3 Beds

3 Baths

1,448 Sq.Ft.

$420,000

MLS#: 790139

Welcome to Unit 308 in Tower II at Edgewater Beach Resort! This beautifully maintained 3-bedroom, 2-bath Gulf-front condominium offers the perfect combination of breathtaking views, resort-style amenities, and investment potential. Enjoy stunning west-facing sunsets from your private balcony, along with rare sunrise views that make this unit especially desirable for both personal enjoyment and vacation renters. Located on the convenient 3rd floor, you'll appreciate quick access to your condo with minimal elevator wait times during busy seasons. The highly sought-after floor plan is one of the most efficient in the towers, offering spacious living while maintaining some of the lowest HOA dues in the resort--an exceptional value for owners and investors alike. This rental-ready unit features a new appliance package and is ready for immediate enjoyment or income production. Whether you're searching for a primary residence, vacation getaway, or turnkey investment property, Unit 308 checks all the boxes. As an owner at Edgewater Beach Resort, you'll enjoy world-class amenities including an 11,000-square-foot lagoon-style beachfront pool, private beach access, multiple hot tubs, executive 9-hole golf course, tennis and pickleball courts, fitness center, on-site dining and bar, tram service throughout the property, and 24-hour gated security. Don't miss this opportunity to own in one of the most established and amenity-rich Gulf-front communities in Panama City Beach! &#127796;
#1004320

Panama City Beach

11619 Front Beach UNIT 308

2 Beds

2 Baths

1,055 Sq.Ft.

$448,900

MLS#: 1004320

BACK ON THE MARKET at NO FAULT to the sellers! The buyer's financing fell through, giving you a second chance at this rare opportunity. Plus, we have a lender who is locked, loaded, and ready to roll for qualified buyers! Welcome to one of the most desirable Villas at Edgewater Beach Resort! This beautifully maintained 2nd-floor, 3-bedroom, 3-bath beachfront villa offers 1,448 sq. ft. of coastal living and over $7,000 in 2026 rental bookings already on the books--with a new management company that's just getting started. The star of the show? Not one, not two, but THREE Gulf views from the south-facing balcony, where you can enjoy breathtaking emerald waters and stunning sunsets. The Gulf-front primary suite features private balcony access, while the north-facing guest suite overlooks the private Villas pool. The open-concept layout is perfect for relaxing, entertaining, or maximizing rental potential. Owners enjoy access to Edgewater's world-class amenities, including direct beach access, lagoon-style pools, hot tubs, fitness center, spa, tennis and pickleball courts, on-site dining, tram service, and a unique 9-hole executive golf course designed by Wes Burnham. Whether you're looking for a vacation home, investment property, or full-time residence, this villa offers the perfect blend of luxury, comfort, and resort living in the heart of Panama City Beach. Don't miss your chance to own this rare Edgewater Villa--schedule your showing today!
#1004319

Panama City Beach

520 N Richard Jackson UNIT 3207

3 Beds

3 Baths

1,448 Sq.Ft.

$440,000

MLS#: 1004319

Just 350 feet from the beach, this irresistible coastal townhome invites you to live the laid-back seaside lifestyle you've been dreaming of. Sold fully furnished, turn-key, and with no HOA, it's ready for immediate enjoyment--simply arrive with your bathing suit and toothbrush. Inside, beach-cottage charm meets effortless comfort, with an open-concept living space, 2 bedrooms, 1 1/2 bathrooms, an oversized kitchen, and a cozy dining area perfect for relaxed gatherings after a day in the sun. The primary bedroom offers a serene retreat with generous closet space and a private balcony overlooking the backyard, while the guest bedroom features its own attached balcony for morning coffee or sunset breezes. With an additional half bath, outdoor laundry, and close proximity to sugar-white sand, dining, shopping, and local attractions, this property also shines as a highly desirable vacation rental, making it an ideal blend of personal getaway and income-producing coastal escape.
#790314

Panama City Beach

4116 Appalachee Street B

2 Beds

1 Baths

1,114 Sq.Ft.

$369,000

MLS#: 790314

BACK ON THE MARKET -- AT NO FAULT TO THE SELLERS! Buyer financing fell through, creating a second chance to own this RARE 3-bedroom, 3-bath Gulf Villa at Edgewater Beach Resort. Even better? We have a lender who is locked, loaded, and ready to roll for qualified buyers. Welcome to one of the most desirable Villas in all of Edgewater Beach Resort -- a beautifully maintained second-floor beachfront unit offering 1,448 square feet of coastal comfort, incredible views, and strong rental potential. Already boasting over $7,000 in 2026 rental bookings with a new management company just getting started, this property is positioned to be both a relaxing retreat and an income-producing investment. And the views? Not one. Not two. But THREE stunning Gulf views from your south-facing balcony, where you can soak in breathtaking emerald water views and unforgettable sunsets. The Gulf-front primary suite offers private balcony access and panoramic beach views, while the north-facing guest suite overlooks the private Gulf Villas pool for the perfect blend of resort and relaxation vibes. Inside, the open-concept layout is bright, spacious, and designed for effortless entertaining or unwinding after a day on the beach. Every detail captures the laid-back luxury that makes Edgewater one of Panama City Beach's premier full-service resorts. Just steps away, enjoy a scenic walk around the pond to the resort's unique 9-hole, par-27 executive golf course designed by Wes Burnham -- one of the few places where beach living and golf course views come together so seamlessly. As an owner at Edgewater Beach Resort, you'll enjoy world-class amenities including: • Direct beach access to the sugar-white sands of the Gulf • Lagoon-style pools and beachfront hot tubs • Fitness center and full-service spa • Tennis and pickleball courts • Poolside dining, bars, restaurants, and market • Resort tram service for easy transportation throughout the property Whether you're searching for a vacation getaway, primary residence, or a high-performing short-term rental investment, this rare Gulf Villa delivers the perfect combination of luxury, location, and resort lifestyle. Opportunities like this at Edgewater don't come around often -- especially a 3/3 Villa with these views and rental potential.
#780594

Panama City Beach

520 Richard Jackson Blvd 3207

3 Beds

3 Baths

1,448 Sq.Ft.

$440,000

MLS#: 780594

Discover the ultimate beachfront lifestyle at The Boardwalk, Panama City Beach's premier resort boasting 1,700 feet of pristine Gulf frontage. This stunning 1-bedroom, 1-bath condo with a cozy bunk area offers breathtaking panoramic views from your private balcony--perfect for watching sunsets and playful dolphins. New Washer, Dryer and Dishwasher Inside, you'll find luxurious features including 4cm granite countertops, elegant crown molding, and soaring nine-foot ceilings in both the master bedroom and great room. The chic ceramic tile and cultured marble vanity enhance the sophisticated ambiance. The resort itself is packed with top-notch amenities, including a zero-edge swimming pool, Splash Zone, and the Under the Boardwalk bar and grill. Families will love the Recreation Club, while fitness enthusiasts can enjoy the gulf-front fitness center equipped with a sauna and massage therapy parlor. Additional conveniences include covered parking and a spacious sundeck. Don't miss your chance to own a slice of paradise at The Boardwalk!
#762977

Panama City Beach

9450 S Thomas Drive 1107D

1 Beds

1 Baths

745 Sq.Ft.

$360,000

MLS#: 762977

Welcome to Unit 308 in Tower 2 at Edgewater Beach Resort. This 3rd-floor 2-bedroom, 2-bathroom condominium offers beautiful westward sunset views as well as impressive sunrise views -- a rare combination that enhances both owner enjoyment and rental appeal. This unit features the most efficient floor plan within the towers, resulting in some of the lowest HOA dues available while still offering two full bedrooms and bathrooms -- an exceptional value opportunity within the resort. The property is rental ready and includes a new appliance package, providing immediate usability and income potential. Located on the convenient 3rd floor, the unit offers easier access and reduced elevator wait times during peak seasons. Edgewater Beach Resort is a premier gated Gulf-front community featuring: 11,000 sq ft lagoon-style beachfront pool Private beach access Multiple hot tubs Executive 9-hole golf course Tennis and pickleball courts Fitness center On-site restaurant and bar Tram service throughout the property 24-hour security Ideal as a primary residence, second home, or income-producing investment in one of Panama City Beach's most established resort communities.
#785178

Panama City Beach

11619 Front Beach Road 308

2 Beds

2 Baths

1,055 Sq.Ft.

$448,900

MLS#: 785178

New on site today
Welcome to Moonraker, one of Panama City Beach's most desirable communities including an HOA with a clubhouse and pool. This home is the Rhett plan and is loaded with high end premium upgrades. It is a 4-bedroom, 2-bath home offers 1,768 sq. ft. of stylish single-level living just minutes from the beach, M.B. Miller Pier, Shipwreck Island, dining, shopping, and entertainment. This home is situated on a neighborhood pond lot with views of a fountain and only a 2 block walk to the Gulf of America. Amazing price: The house has a 3 percent assumable VA loan! The house has over $35,000 of luxury upgrades to original home. This beach house features 9' ceilings, elegant tray ceilings, window coverings, and luxury LVP flooring in every room. The gourmet kitchen showcases granite countertops, stainless steel appliances, white cabinetry, a laundry room with a pantry, and extensive landscaping for an entertainers paradise. The private primary suite offers a tray ceiling, double vanities, soaking tub, and separate walk-in shower. This house has a mother-in-law suite where there is a private kitchen and bedroom sectioned off in its own space in the home. The house has a third driveway for that suite. High End Upgrades Include: • Luxury LVP flooring throughout the house in every room • Two kitchens in the house with main kitchen and a Mother-in-law kitchenette suite • Two laundry rooms • Upgraded lighting fixtures and door hardware • Ceiling fans in every bedroom • Professionally landscaped yard • Sidewalk surrounding the home for added convenience • Custom stone paver walkway • Tray ceilings and premium finishes throughout * Three car driveway This beach coastal home has all the modern luxury upgrades at an amazing price with a price you can't beat - Offering an assumable 3 percent VA rate loan! Save thousands and live close to the beach in this home with all the upgrades!
#793118

Panama City Beach

109 Moonraker Circle

4 Beds

2 Baths

1,835 Sq.Ft.

$469,900

MLS#: 793118

New on site today
Experience the best of beachfront living in one of the most sought-after floor plans at Calypso Tower III Resort. Perfectly positioned on the 7th floor, this beautifully appointed one-bedroom, two-bath residence offers the ideal elevation--high enough to capture breathtaking panoramic views of the emerald Gulf and sugar-white beaches, yet low enough to enjoy the relaxing sound of the waves from the oversized private balcony. The elevator stack units are one of only two exclusive locations in Calypso Tower 3 that feature one bed units with the bedroom overlooking the Gulf and offering direct access to the expansive balcony. Wake up each morning to spectacular water views or enjoy the panoramic views of the gulf, pier, and city lights by night. The sunset perspective is simply unmatched! Professionally designed and thoughtfully equipped, the residence offers an open, inviting layout with spacious living areas, a dedicated laundry room, generous closets, and a private lockable owner's closet--ideal for securing personal belongings while maximizing rental potential. As the newest luxury high-rise condominium in Panama City Beach, Calypso Tower III delivers an exceptional resort lifestyle in one of the area's most coveted locations. Situated directly beside Pier Park and overlooking the iconic Russell-Fields Pier, owners and guests can enjoy restaurants, shopping, entertainment, live music, and family attractions just steps away--making it easy to leave the car parked throughout your stay. Resort amenities are second to none and include an expansive zero-entry resort pool, state-of-the-art fitness center, hot tub, tiki bars, on-site dining and retail, beautifully landscaped grounds, and an inviting fire pit area. End each day with unforgettable sunsets from one of the most spectacular vantage points on Panama City Beach. Whether you're searching for a luxurious personal beachfront retreat, a high-performing vacation rental, or both, this exceptional residence offers the rare combination of location, floor plan, amenities, and views that discerning buyers seek.
#793128

Panama City Beach

15928 Front Beach Road 3-704

1 Beds

2 Baths

1,074 Sq.Ft.

$399,500

MLS#: 793128

New on site 4 days ago
Welcome to easy beachside living in one of Panama City Beach's most sought-after waterfront communities, fully furnished including the golf cart! 77 Gulf loop is a charming 2-bedroom, 1-bathroom home that was built in 2017, blending modern construction with the laid-back coastal lifestyle you've been dreaming about. Step inside to find a bright, open layout with clean finishes, efficient design, and low-maintenance features that make everyday living a breeze. Both indoor and outdoor spaces welcome you with everything a beach home could offer. This home backs up to Saint Andrews State Park, offering privacy and the occasional close up encounters with wildlife that inhabits the area. Whether you're searching for a full-time home, a weekend escape, or a smart investment, this property delivers on every front. The real magic, though, is what surrounds you. Venture Out is a gated community known for its incredible amenities and unbeatable location in between the Grand Lagoon and the Gulf. Enjoy direct beach access, private boat slips for waterfront adventures, sparkling pools, tennis and pickleball courts, a fitness center, and a welcoming clubhouse. Spend your mornings casting a line, your afternoons soaking up the sun, and your evenings watching the sky turn gold over the water. With shops, dining, and Gulf-front attractions just minutes away, you're perfectly positioned to enjoy the best of the Emerald Coast. Schedule your private showing today and discover the relaxed, resort-style life waiting for you in Panama City Beach.
#792938

Panama City Beach

77 Gulf Loop

2 Beds

1 Baths

788 Sq.Ft.

$345,000

MLS#: 792938

- property

Send a message

Message successfully sent.

Your message

What is 3 + 4 ?

Reason for contacting?

I agree to receive email communication and understand I can unsubscribe at any time.

I agree to be contacted by Gulf Life Real Estate via call, email, and text for real estate services. To opt out, you can reply 'stop' at any time or reply 'help' for assistance. You can also click the unsubscribe link in the emails. Message and data rates may apply. Message frequency may vary. Privacy Policy

Sign Out

Virtual Assistant

Would you like to take the next step with this property? We can help you schedule a showing or virtual tour, or send you more details.

Yes, I would like more information.

Thank You for Your Reply, One of Our Agents will contact you as soon as possible

No, maybe later.

Thank you, you can always contact me via email, phone number or through the contact form.

Realhub AI

Lucy - Your AI-Powered Realtor

Update Your Temporary Password

Personalize your search

Enter your email and we'll notify you immediately when new listings match what you're looking for.

or enter email address

Already have an account ? Login here

Continue your home search

I agree to receive communications and understand I can unsubscribe at any time.

I agree to be contacted by Gulf Life Real Estate via call, email, and text for real estate services. To opt out, you can reply 'stop' at any time or reply 'help' for assistance. You can also click the unsubscribe link in the emails. Message and data rates may apply. Message frequency may vary. Privacy Policy

Already have an account ? Login here

We use cookies

We use cookies primarily for analytics to enhance your experience. By accepting, you agree to our use of these cookies. You can manage your preferences or learn more about our cookies policy.

Privacy Policy Terms of Service